So I burned my credit union with my personal loan and credit card through them. The only thing I didn't burn was my card, only because it was co-signed. So now they are holding all my funds in my account, won't let any ACH going through or withdrawals. I am glad this was not my only bank, but it does hurt because there is money in there for bills that are not getting paid like they should on time. So I have switched the majority of my bills to my other account due to this. I really didn't think they were going to do that. Even though I have heard stories about credit unions locking account and closing. I don't know if they will close the account due to my car payment that comes in. I can kind of careless if they do, I just want my money out. I had my 341 meeting and they are still showing my credit card active, still adding interest and late fees and my personal loan.
Hopefully you get everything switched quickly its not a game and you read about it before it happened unfortunately. I wouldn't leave money that I could not live without just for someone to potentially hold it and you needed it for bills. 