Credit cards IIB question?

[ddamage]

Hello,

My Ch 7 was discharged Feb 2013 so I know it will report on my credit until 2023.  My question is how soon can you request your credit cards listed on your report that were included in ch 7 be removed from EQ, EX, TU? Do any of those bueraus allow you to remove them sooner? On my report it says the items would fall off Oct 2020 but was just curious.  Thanks in advance.

[pizza1]

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@ddamage wrote:

Hello,

My Ch 7 was discharged Feb 2013 so I know it will report on my credit until 2023.  My question is how soon can you request your credit cards listed on your report that were included in ch 7 be removed from EQ, EX, TU? Do any of those bueraus allow you to remove them sooner? On my report it says the items would fall off Oct 2020 but was just curious.  Thanks in advance.

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All those IIB accounts will follow the rule of DOFD. You can ask for EE from the the following CRA's....

EQ- 1 month early

EX- 3-6 months early

TU- 6 months early