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Credit limit increase on my $200 Discover Secured Card!!!

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DatGalMoe
Valued Member

Credit limit increase on my $200 Discover Secured Card!!!

I opened a $200 secured discover card in june 2018. I was told that after 8 months they would review my account and i may or may not move to a unsecured credit card. my monthly statements from june until now show a balace of: 

JUNE 13 - JULY 18 $43.68

JULY 19- AUG 18 $0.00

AUG 19- SEP 18 $0.00

SEP 19- OCT 18 $197.32

OCT 19- NOV 18 $154.41

NOV 19- DEC 18 $46.89

DEC 19- JAN 18, 2019 $7.93

 

I woke up today 1/23 to an email from discover saying that they are mailing me my $200 deposit back and my new credit limit is $1800!! What a jump from $200. I did not think they were going to move me because of the 2 months i had very high utilization but they did! my current credit karma scores are 604 for both trans / equifax. sooooo long story short... I'm happy Smiley Happy 

 

 

 









Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congrats OP!!! I've closed all my secured cards but this one. Hopefully I will be rewarded no later than 8 months or it will be closed too! LOL 

Message 2 of 11
DatGalMoe
Valued Member

Re: Credit limit increase on my $200 Discover Secured Card!!!

Thank you! Im glad i stuck with it. 









Message 3 of 11
Anonymous
Not applicable

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congrats! I enjoy reading these. I am at 3 statements with them, hope I have similar luck in a few months.
Message 4 of 11
DatGalMoe
Valued Member

Re: Credit limit increase on my $200 Discover Secured Card!!!

Thanks! Just remeber to pay it off on time and I think you will be ok Smiley Happy 









Message 5 of 11
FireMedic1
Community Leader
Mega Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congrats! Whats your TU FICO on the website? And get you free EX FICO at Discoverscorecard. Thats 2 real FICO's


Message 6 of 11
DatGalMoe
Valued Member

Re: Credit limit increase on my $200 Discover Secured Card!!!

My FICO Scorecard shows 599 on Discover









Message 7 of 11
Anonymous
Not applicable

Re: Credit limit increase on my $200 Discover Secured Card!!!

Wow. I didn't think they graduated under 630. Congrats!!!!
Message 8 of 11
19eighty5
Senior Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 9 of 11
coreyb80
Super Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congrats and nice CLI bump by Discover.

Message 10 of 11
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