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Credit limit increase on my $200 Discover Secured Card!!!

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Established Member

Credit limit increase on my $200 Discover Secured Card!!!

I opened a $200 secured discover card in june 2018. I was told that after 8 months they would review my account and i may or may not move to a unsecured credit card. my monthly statements from june until now show a balace of: 

JUNE 13 - JULY 18 $43.68

JULY 19- AUG 18 $0.00

AUG 19- SEP 18 $0.00

SEP 19- OCT 18 $197.32

OCT 19- NOV 18 $154.41

NOV 19- DEC 18 $46.89

DEC 19- JAN 18, 2019 $7.93

 

I woke up today 1/23 to an email from discover saying that they are mailing me my $200 deposit back and my new credit limit is $1800!! What a jump from $200. I did not think they were going to move me because of the 2 months i had very high utilization but they did! my current credit karma scores are 604 for both trans / equifax. sooooo long story short... I'm happy Smiley Happy 

 

 

 

Starting Score: 620
Current Score: 620
Goal Score: 750


Take the myFICO Fitness Challenge

Discover- $1800 CL
Children's Place $500 CL
Fingerhut $800 CL
Wayfair- $500 CL
Avant- $500 CL
Indigo- $300 CL
Message 1 of 11
10 REPLIES 10
Established Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congrats OP!!! I've closed all my secured cards but this one. Hopefully I will be rewarded no later than 8 months or it will be closed too! LOL 

Started 6/6/2018 EX - 588 ; EQ - 667 ; TU 575

Updated 12/2018


Message 2 of 11
Established Member

Re: Credit limit increase on my $200 Discover Secured Card!!!

Thank you! Im glad i stuck with it. 

Starting Score: 620
Current Score: 620
Goal Score: 750


Take the myFICO Fitness Challenge

Discover- $1800 CL
Children's Place $500 CL
Fingerhut $800 CL
Wayfair- $500 CL
Avant- $500 CL
Indigo- $300 CL
Message 3 of 11
New Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congrats! I enjoy reading these. I am at 3 statements with them, hope I have similar luck in a few months.
10/12/18: Discharged from BK7
10/15/18: EX 541 | TU 490 | EQ 555
6/7/19: EX 625 | TU 624 | EQ 655

Message 4 of 11
Established Member

Re: Credit limit increase on my $200 Discover Secured Card!!!

Thanks! Just remeber to pay it off on time and I think you will be ok Smiley Happy 

Starting Score: 620
Current Score: 620
Goal Score: 750


Take the myFICO Fitness Challenge

Discover- $1800 CL
Children's Place $500 CL
Fingerhut $800 CL
Wayfair- $500 CL
Avant- $500 CL
Indigo- $300 CL
Message 5 of 11
Senior Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congrats! Whats your TU FICO on the website? And get you free EX FICO at Discoverscorecard. Thats 2 real FICO's





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC at 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game. Pay it Forward!
Message 6 of 11
Established Member

Re: Credit limit increase on my $200 Discover Secured Card!!!

My FICO Scorecard shows 599 on Discover

Starting Score: 620
Current Score: 620
Goal Score: 750


Take the myFICO Fitness Challenge

Discover- $1800 CL
Children's Place $500 CL
Fingerhut $800 CL
Wayfair- $500 CL
Avant- $500 CL
Indigo- $300 CL
Message 7 of 11
Established Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Wow. I didn't think they graduated under 630. Congrats!!!!
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


Take the myFICO Fitness Challenge




Message 8 of 11
Senior Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 9 of 11
Frequent Contributor

Re: Credit limit increase on my $200 Discover Secured Card!!!

Congrats and nice CLI bump by Discover.

Officially in the garden until October 2021!!
Message 10 of 11
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