I opened a $200 secured discover card in june 2018. I was told that after 8 months they would review my account and i may or may not move to a unsecured credit card. my monthly statements from june until now show a balace of:
JUNE 13 - JULY 18 $43.68
JULY 19- AUG 18 $0.00
AUG 19- SEP 18 $0.00
SEP 19- OCT 18 $197.32
OCT 19- NOV 18 $154.41
NOV 19- DEC 18 $46.89
DEC 19- JAN 18, 2019 $7.93
I woke up today 1/23 to an email from discover saying that they are mailing me my $200 deposit back and my new credit limit is $1800!! What a jump from $200. I did not think they were going to move me because of the 2 months i had very high utilization but they did! my current credit karma scores are 604 for both trans / equifax. sooooo long story short... I'm happy
Congrats OP!!! I've closed all my secured cards but this one. Hopefully I will be rewarded no later than 8 months or it will be closed too! LOL
Thank you! Im glad i stuck with it.
Thanks! Just remeber to pay it off on time and I think you will be ok
Congrats! Whats your TU FICO on the website? And get you free EX FICO at Discoverscorecard. Thats 2 real FICO's
My FICO Scorecard shows 599 on Discover
Congrats and nice CLI bump by Discover.