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Credit score update

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New Contributor

Credit score update

I have a credit monitoring service through my bank account. Sure it's not using the best score model but here are my scores.
The months leading up to bankruptcy it got down to: 429
Filed 3/14 about a week later-473
05/19/2019 all accounts are IIB- 641

Not discharged and actually waiting to see if the trustee is going to force me into 13....praying hard. Not sure what the discharge will do to the score. However, I haven't seen a 640 range in 2 years. That's exciting
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Established Contributor

Re: Credit score update

Scores creeping up is a positive thing, congrats... I'll say a prayer for you too!!! Smiley Happy

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Super Contributor

Re: Credit score update

Congrats. You are one of the lucky ones who got a score boost from being debt free. One of the reasons why I tell people to wait a bit after DC before apping for credit until everything updates. Could mean the difference from secured to unsecured. (And who didnt get burned)

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Regular Contributor

Re: Credit score update

Congrats !!!
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New Member

Re: Credit score update

Congrats! By the time my chapter 7 discharged, all of my medical collections disappeared and my score went up and it continues to steadily increase! Good luck!
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Valued Member

Re: Credit score update

Congrats!!!



  



Chapter 7 BK Filed: 3/26/2019 DC: 7/9/2019
Chapter 13 BK Filed: 4/2017 Dismissed: 3/2019
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