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How good can i expect my credit score to get as long as i have chapt 7 on my report? I filed march of 09
I have a BK from 08 and my scores are in my siggy. I should update my EQ since it is actually about 698 now but my utilization went up slightly although it is coming back down in the next week or so.
Just keep doing the right things. Pay on time every time. Never ever ever be late. Keep your utiliztion low and minimize inquiries. You'lll at least be able to get reasonable credit with a mostly decent score