Are you planning to reaffirm the auto loan? Most CU's have the cross-collalateralization language in their documents. Talk with your attorney.
I don't know how your CU will work this, but generally if you have other loans with them they will make you pay on those as well not just the car. You can keep paying on the car, but they won't give you the title or they will want to come pick it up if you aren't reaffirming all loans with them. Talk with your attorney.
When I filed I owed a smallish balance on a vehicle with my CU and reaffirmed that loan but did not reaffirm the cc or the second mortgage with them. In the auto loan reaffirmation agreement I inserted new terms of repayment and also put in the language that they would send me the clear title within ten days of payoff. They signed it and it was filed before my discharge. I paid the loan off within about 8 months and they sent the title over. I know the reaffirmation agreements are different now than when I filed, so ask your attorney if you can write in changes - like sending you the title when paid etc.
I am planning to reaffirm the car. And this is interesting, never knew credit union did cross-collalteralization.
LOL Oh yeah, they want their money back it's in your membership agreement that you "sign" but never read, that if you're delinquent they can cross collateralize a loan. HOWEVER If it's an indirect loan, such as a loan they got from a dealership those aren't cross collateralized since in your loan paperwork with the dealership 99% of the time that's not included in the paperwork since they never know if a CU will pick it up or not.