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Discharge question

Em71
Frequent Contributor

Discharge question

The deadline for creditor disputes on my bankruptcy is December 27.  How long after that date passes does actual discharge take place?  I was hoping to start the new year with a clean slate, but I don't know how long discharge takes.  I know it is holiday time, so I don't know if that will make a difference.  Does anyone have any insight?

Message 1 of 7
6 REPLIES 6
redneck18
Contributor

Re: Discharge question

Typically within just a few days. Mine was 4 days later.
Message 2 of 7
startingover410
Established Member

Re: Discharge question

Mine was the next day!
Message 3 of 7
Pway
Valued Contributor

Re: Discharge question

It depends on the court, mines was discharged the next day.

Barclay Reward MC 750|Cabela's 1k|Capital One QS1 3.4k|
|Sony Card 3.5k|
Message 4 of 7
kberly69
Frequent Contributor

Re: Discharge question

Mine took about three weeks.


CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 5 of 7
Em71
Frequent Contributor

Re: Discharge question

My discharge was today.  I am relieved to have that part over.  Now, it's on to the rebuild!

Message 6 of 7
pizza1
Community Leader
Super Contributor

Re: Discharge question

Congratulations on the discharge.



My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 7 of 7
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