My Progress Thread- Discharged, denied for cards out of the gate.

[Anonymous]

******Update #15******

So no go on my Navy CLI but that's ok I got less then $1200 remaining on the balance.

I hit the Luv button for my smaller Capital 1 QS and got the 2-3 day message so odds are that's another denial. I still plan on combining this with my $10k QS in July.

Good news is I also requested a CLI on my Discover IT card.....and.......$4500 increase! Credit limit is now $14000 on this card!

Also, my scores per MyFico are now:

EQ - 704!! So happy to be in the 700s!
TU - 670
EX - 699!!! So close to 700!

[tooleman694]

Honda didn't make an Accord SE in 2014.

********Update #11***********

So  a few things happened over the weekend:

1) I actually ended up getting a $500 CLI on my Discover card, I realized when I requested my CLI it wasn't quite 90 days yet since my last request, so I hit the luv button again on Saturday.  Its not much but its something.

2) I gave a Honda dealer an opportunity to beat Penfeds financing rate.  I took 4 hard pulls, ouch.  But I ended up with a 3.32% rate surprisingly @ PNC of all places, and I take deliver of my Certified 2014 Honda Accord SE tomorrow :-).   I got it out the door for $16,000 which I think is a pretty good deal.   With  $1000 down I only financed $15000. The credit score the dealer showed me must have been an Auto enhanced because it had me at 732?  My scores across the board before letting them shotgun me was:  EXP - 690, TU - 665, EQ - 674

Into the garden I go until at least december, maybe then I'll take another shot at  CLI for Discover, Penfed and Cap1.  

[Anonymous]

I meant a 2014 Accord SPORT. Was looking at a 2015 Camry SE at the same time.

[tooleman694]

Nice car.

[Anonymous]

Congrats on your progress!

[Anonymous]

****Update #16*****


So the fiance and I are planning an overhaul of the whole living room (paint, furniture, the works), among other project. The 6mos 0% interest will help a lot with getting this project done so I decided to app for the Lowe's card. Instant approval for......... A $500 credit line haha!

I immediately called Credit Solutions and told them anything less than $5000 would be a waste of my time. Put me on hold for a minute or two and was approved! I know this can grow over time but the $5000 line is more than sufficient for now.

[Anonymous]

*****Update #17******

Last update for awhile into the garden I go haha!

So after seeing the posts of people being approved for a second Discover IT card I did the prequalifier on their page and it showed I'd be approved w 14mos at %0. Got some home projects and more dentist work comming up so I figured go for it.

Instant approval for my second IT card w a $10,200 starting limit, double cash back for a year and %0 for 14 months! I'm stocked!

[Anonymous]

I burned Credit One and they just approved me for their Platinum card.  My discharge was 10/2017.

[Anonymous]

******UPDATE #18********

Ok so I've seen all the reviews on the Uber Visa and I've noticed my spend on restaraunts and bars has really gone up lately.  So I figured what the hell...apply.  I get the review message, then I get a denial due to the BK7.  It was about a week ago, but I had a few beers tonight, and It started to annoy me that I've re-established myself so well since the BK7 yet get denied for this card so I think "Go for it".  I called the recon number, the CSR who answered just asked why I filed the BK7, I tell him.  He then goes on about "I see how well you've established yourself since the Bk7" meanwhile I"m thinking "Hell yea I have" ....

and BAM!  Approval for $2500!

Its a low limit for sure, but its a card I feel I will use a lot.  I honestly don't see me apping for anymore cards for awhile and I"m sitting pretty **bleep** happy right now.

[Anonymous]

*****Update #19*****


90 day CLI on my 2nd Discover IT card. Approved for a $500 CLI....booooo. Called in and tried to double dip and was denied. No real plans for much anything else credit wise for awhile. Gonna garden and let things age.