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Discharged

Valued Member

Discharged

Got my discharge today and my case is closed. Now to start on the rebuild journey. Thanks for all the tips and advice on here sure made it a lot easier going through this process.

Filed BK7 - 11-01-2018

Starting Scores FICO 8 (Nov '18):
EQ- 506, TU- 505, EX- 480

Current Scores
Message 1 of 12
11 REPLIES
New Member

Re: Discharged

Congratulations!

 

I filed on 11/2/18 and I so anxious right now! 

Message 2 of 12
New Member

Re: Discharged

Congrats! We just had our 341 meeting last week and now awaiting the discharge! 

Message 3 of 12
Valued Member

Re: Discharged


@debtnomore wrote:

Congratulations!

 

I filed on 11/2/18 and I so anxious right now! 


I filed on 11/1/18. When did you have your 341?

Filed BK7 - 11-01-2018

Starting Scores FICO 8 (Nov '18):
EQ- 506, TU- 505, EX- 480

Current Scores
Message 4 of 12
Valued Member

Re: Discharged


@hrtbrker972 wrote:

Congrats! We just had our 341 meeting last week and now awaiting the discharge! 


It will go by quick. Some days it did seem like it was taking forever but I feel like I just had my meeting last week.

Filed BK7 - 11-01-2018

Starting Scores FICO 8 (Nov '18):
EQ- 506, TU- 505, EX- 480

Current Scores
Message 5 of 12
Highlighted
New Member

Re: Discharged

I had my 341 on 12/12/18. 

Message 6 of 12
Valued Contributor

Re: Discharged

Congrats! Its done. Now wait at least 60 days to start rebuilding. Let your reports all update. As I've said many times. You may not in stone get a score increase. Pull your reports then and make sure everything is 0 balance and IIB. Then it can begin. Let the rebuild start. Keep us updated. Ask the gang before apping and other moves and were here to help. I didnt go (9 and 0 see below) without research and asking questions before making any moves. Good Luck!



My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC.
Message 7 of 12
Valued Member

Re: Discharged


@debtnomore wrote:

I had my 341 on 12/12/18. 


Mine was on the 13th lol. So you should be getting your discharge any time now as well. Have you checked Pacer?

Filed BK7 - 11-01-2018

Starting Scores FICO 8 (Nov '18):
EQ- 506, TU- 505, EX- 480

Current Scores
Message 8 of 12
Valued Member

Re: Discharged


@FireMedic1 wrote:

Congrats! Its done. Now wait at least 60 days to start rebuilding. Let your reports all update. As I've said many times. You may not in stone get a score increase. Pull your reports then and make sure everything is 0 balance and IIB. Then it can begin. Let the rebuild start. Keep us updated. Ask the gang before apping and other moves and were here to help. I didnt go (9 and 0 see below) without research and asking questions before making any moves. Good Luck!


Yea, I have been reading a lot on rebuilds and people's success and failures. I'm lucky I guess, I pulled my report 1 week ago and everything is reporting 100% correct everything 0 bal/IIB, just waiting for the discharge to show up.

Filed BK7 - 11-01-2018

Starting Scores FICO 8 (Nov '18):
EQ- 506, TU- 505, EX- 480

Current Scores
Message 9 of 12
New Member

Re: Discharged

I was on pacer all day yesterday.

I just checked again and DISCHARGED as of today! What a relief! 

Message 10 of 12