Yes you are officially debt free! well not totally if you have student loans LOL Congrats! Keep an eye on your credit reports and make sure they are correct before applying for things.
Congratulations! Just crossed the finish line today!! How long did it take for your discharge to report??
Congrats on your victory - now the work begins.
Within a couple of weeks 1 or 2 CRAs will update and potentially within 30 days all 3. At least that's what happened to me.
Congrats @Total80sKid ! Yeah wait for that score bump since your now legally out of debt. Then the fun begins! It will be fun watching your I got approved threads! Its done dude.