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Discover Secured approved!

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Discover Secured approved!

Hey everyone, 


Today I filled out the pre-qualifier with Discover and was pre-qualified for the Secured card. I did the app and was approved ($300)! Based off of everything I've read here, discover seems to be a great bank to be with. I am 5 months post discharge (6/5/2018) and this makes it my 3rd credit card. 


As of today, this is what my credit profile looks like.

  1. Capital One QuickSilver One($300 - CL increase approaching as this card is part of the steps program)
  2. America First CU $500 credit-builder loan
  3. America First CU $300 Secured CC (Graduating to unsecured soon)
  4. Now Discover!


While I have no intentions on applying for anything else, Cap1 has sent me an auto pre-qual and I've gotten 3 letters from Credit One pre-qualifying me for their credit cards! I'm going to take what I currently have and garden it for as long as I can. 


For those of you who are curious, these are the lenders I burned in my BK. 

  1. CapOne ($13,000 roughly, spread across 3 cards)
  2. Synchrony Bank ($6,000)
  3. Chase ($200) smh
  4. Santander Auto Loan ($27,000)
  5. Progressive ($400)
  6. RapidCash (2k )
Valued Contributor

Re: Discover Secured approved!

Congrats, looks like you are off to a great start on your rebuild!

Your FICO credit scores are not just numbers, it’s a skill.

Message 2 of 4
Senior Contributor

Re: Discover Secured approved!

Congrats and Welcome to the Disco Family!

My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 3 of 4
Senior Contributor

Re: Discover Secured approved!


Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores

Message 4 of 4
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