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Discover Secured approved!

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Discover Secured approved!

Hey everyone, 


Today I filled out the pre-qualifier with Discover and was pre-qualified for the Secured card. I did the app and was approved ($300)! Based off of everything I've read here, discover seems to be a great bank to be with. I am 5 months post discharge (6/5/2018) and this makes it my 3rd credit card. 


As of today, this is what my credit profile looks like.

  1. Capital One QuickSilver One($300 - CL increase approaching as this card is part of the steps program)
  2. America First CU $500 credit-builder loan
  3. America First CU $300 Secured CC (Graduating to unsecured soon)
  4. Now Discover!


While I have no intentions on applying for anything else, Cap1 has sent me an auto pre-qual and I've gotten 3 letters from Credit One pre-qualifying me for their credit cards! I'm going to take what I currently have and garden it for as long as I can. 


For those of you who are curious, these are the lenders I burned in my BK. 

  1. CapOne ($13,000 roughly, spread across 3 cards)
  2. Synchrony Bank ($6,000)
  3. Chase ($200) smh
  4. Santander Auto Loan ($27,000)
  5. Progressive ($400)
  6. RapidCash (2k )
Valued Contributor

Re: Discover Secured approved!

Congrats, looks like you are off to a great start on your rebuild!

Your FICO credit scores are not just numbers, it’s a skill.
Message 2 of 4
Community Leader
Mega Contributor

Re: Discover Secured approved!

Congrats and Welcome to the Disco Family!

Message 3 of 4
Senior Contributor

Re: Discover Secured approved!


FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

Message 4 of 4
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