Ok I feel like I’m in no mans land. My chapter 7 got dismissed. To many charges before BK. Got 69k I got to figure out how to repay. Burnt cap one, Chase, ae, and discover. Credit score is 510. Trying to rebuild. Got a credit one card $300 limit after 2mos it’s at $500. Cap one gave me a card with a $300 limit, and a truck loan through Chrysler capital (21%) interest. Any advice, or just wait on judgements to start.
Did you have a lawyer ?
When were your charges? (within 90 days?)