Long story short, my wife and I are currently in a chapter 13 that we had to refile on month 33 of our original chapter 13 due to an error that was not our fault. However, for the last year i have also been deciding to get a divorce and made the decision in October that i would start the process. Being in chapter 13 (1st payment made dec 18 only skipped november due to refile.) i have zero extra income, so i had to wait until this year to do anything, as my group legal coverage has finally kicked in. Question is which do i file first? Do i file a joint chapter 7, so as not to completely screw her? Then file the divorce after the chapter 7 started? She has no claim on the house and the only accounts in both names are the two vehicles, which are both showing behind due to whatever happens in chapter 13.