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Thought I'd add this in case there are any doubts. My BK 13 is set to fall off 3/24/21. TU removed it early in September. I tried with EX early in Dec but no go. I was told they could remove the last baddie with that BK. It was removed in two days. On 12/25, the BK dropped off. I got no bump on FICO 8 but my other EX scores did increase.
@Yeliaba1 wrote:Thought I'd add this in case there are any doubts. My BK 13 is set to fall off 3/24/21. TU removed it early in September. I tried with EX early in Dec but no go. I was told they could remove the last baddie with that BK. It was removed in two days. On 12/25, the BK dropped off. I got no bump on FICO 8 but my other EX scores did increase.
My chapter 13 is set to fall off on 5/31/21. Transunion gave did an EE for me in December and my FICO 8 jumped 37 points. I'm going to try to get an EE from Experian in early March. I'm hoping to get the same type result that I got with Transunion. I'll try Equifax the first week of May. I have 1 bad account with Equifax that was IIB. Hopefully they will come off at the same time. Oddly my Experian score is lower than my Equifax score (2 points).
Congrats! That's good to know. Mine is set to go 03/28/21 so pretty much the same time frame as yours. Did TU EE as well in October. Submitted EX on 12/26 and it's pending.
Did you call back or did it come off by itself after a couple weeks?
Best of luck!!