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Early exclusion from TU - success...now about those adverse iib accounts...

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itlm062
New Contributor

Re: Early exclusion from TU - success...now about those adverse iib accounts...

I don't think I called EQ, I did the online dispute as well as mailed a form...

However, I got a number on my notes...(not sure why...)

888 261 9735 - equifax 

My wife and I both called EXP, and they did remove the bk early...so only EQ left for us now...

 

Message 11 of 14
itlm062
New Contributor

Re: Early exclusion from TU - success...now about those adverse iib accounts...

Quick update:

 

I guess since we disputed to Equifax back in Feb for an EE on our bk13, They dropped the public records on both my wife and mine account today (a full month early).  Both of our score jumped 100+ pts, from 700ish to almost 850 : )

 

It has been a long road, but now we are both cleared of the BK!

thanks all for your help!

Message 12 of 14
luxeprw9
Frequent Contributor

Re: Early exclusion from TU - success...now about those adverse iib accounts...


@itlm062 wrote:

Quick update:

 

I guess since we disputed to Equifax back in Feb for an EE on our bk13, They dropped the public records on both my wife and mine account today (a full month early).  Both of our score jumped 100+ pts, from 700ish to almost 850 : )

 

It has been a long road, but now we are both cleared of the BK!

thanks all for your help!


Congrats!!  That is fantastic!

 

July 6th will be exactly 30 days from my absolute drop date of 7 years (August 6th).  I really hope Equifax takes pity on me and drops my BK13 soon!  I am so ready for this to be behind me!

FICO Score 8 as of 07/23/18
EQ - 770
EX - 757
TU - 741
Goal: 800
Message 13 of 14
luxeprw9
Frequent Contributor

Re: Early exclusion from TU - success...now about those adverse iib accounts...

Randomly checked Equifax today and my BK is gone!!!  One month early!  I'm so happy!!  All three reports are finally clear!

FICO Score 8 as of 07/23/18
EQ - 770
EX - 757
TU - 741
Goal: 800
Message 14 of 14
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