No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
BK to fall off in Aug or Sept '14 after ten years, recently disouted it with EQ and EX. Just heard from EQ and they removed it. Haven't heard from EX yet
@compassion101 wrote:BK to fall off in Aug or Sept '14 after ten years, recently disouted it with EQ and EX. Just heard from EQ and they removed it. Haven't heard from EX yet
what was the basis of your dispute?
@compassion101 wrote:BK to fall off in Aug or Sept '14 after ten years, recently disouted it with EQ and EX. Just heard from EQ and they removed it. Haven't heard from EX yet
How did you dispute it with the CRA?
I pulled my annual credit reports and disputed the BKs. I checked off the boc that has this item has been dimissed/cancelled, etc.
It I just found out it is now off my experian and transunion also! Interested to see what difference it makes in my scores.
@compassion101 wrote:I pulled my annual credit reports and disputed the BKs. I checked off the boc that has this item has been dimissed/cancelled, etc.
It I just found out it is now off my experian and transunion also! Interested to see what difference it makes in my scores.
Grats to the success
You can look at my siggy for point info TU is only one that has a 9.5 yr old BK reporting the others are clear.
Guys I am confused
My BK is due to fall off nov 14
So just few more months
Can I actually get it removed now
BK7 Discharge: October 2004 Starting Score: 590 March 2018 EQ & EX & TU FICO Score: 846 & 847 & 850
Goal Score: 800+ across the board | Goals Hit: 3 Active Cards: 2
Gardening Since: October 2015 Garden Goal: Oct 2018
Wish List: | None
@pokerpro wrote:Guys I am confused
My BK is due to fall off nov 14
So just few more months
Can I actually get it removed now
You can try. They removed mine after I disputed it at 9 years and 10 months. I've heard of others who have done this. I had also tried around 8.5 years without success.
It has been reported that the CRAs will remove BKs up to six months early. Naturally YMMV but if I were you, I would request that it be removed. The worst they can do is to say no.
I am so jealous of the OP. I can't wait until 2017!!!!!