cancel
Showing results for 
Search instead for 
Did you mean: 

Equifax report sloppy

Zeethan
Member

Equifax report sloppy

We were discharged 5 weeks ago. Equifax is reporting us as having 2 bks. I have disputed this, I don't understand why they won't remove the duplicate entry. Trans union reports it accurately. Equifax also reports a lot of bk included accounts  as late. One account reported late for 56 months straight. Any advice for getting them to report accurately?

Message 1 of 4
3 REPLIES 3
iamwickedbeauty
Established Member

Re: Equifax report sloppy

Good morning,

 

Have you had any response to your original disputes?  If so, you should be able to submit new disputes with supporting documentation.  

Filed BK7: 3/24/16 Discharged: 6/27/16
Staring Scores: May 2016 -
TU - 491. EX - 520, EQ - 512 - Goal Scores: 750
Current Scores: MyFico 8 - May 2017 TU - 648, EX - 636, EQ - 658 In the wallet: Credit One CC ($600 CL) NFCU Visa CC ($8200 CL) NFCU CLOC ($7500) Amazon ($800 CL) Walmart CC ($700 CL) there are more but I'm too lazy to update
Message 2 of 4
Scupra
Super Contributor

Re: Equifax report sloppy

Were the accounts late leading up the the BK? If so, they are allowed to report late payments up until you filed your BK. We need a tad more info to help you out.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
759 EQ FICO 03/2021
754 TU FICO 03/2021
743 EX FICO 03/2021
$29k NFCU Platinum | $30k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold
Message 3 of 4
Zeethan
Member

Re: Equifax report sloppy

I am trying to clean up our reports, TransUnion is pretty clean, no accounts included in bk reported as late. I had a few that were late leading up to the bk, I disputed one with EQ and it was removed. My dispute with the duplicate bk entry was confirmed, and reflects that it is discharged. Of course it is, however they still report both of us as having 2 bks, with the same number, one says Dec 2010 and the other has a discharge of 2016. It was a Ch 13. When will the old acct info fall off, when the bk comes off in 2 years? Thanks.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.