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You are fine.
They don't care about small stuff.
They are there to make sure fraud is not occuring.
Don't sweat it.
You are paying the creditors the same amount regardless of what you do with your person property.
You have not even filed yet and it would not matter even if you had.
GL!
PS - I am not a lawyer.
DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!