Do a search typing in the words "FEE HARVESTER" and you will find the National Consumer Law Centers 30 plus page report on these CC Co's that you should avoid like the plague!
If you need a credit card join a credit union or bank at USAA if you are eligible for membership. They are not publicly traded co's and answer to their members, not shareholders like the well known financial institutions do. It makes all the difference in the world!
Be good to yourself and don't be so desperate for credit that you fall into a trap that may be very difficult to get out of!
To borrow a phrase from a book, It's Getting Ugly Out There!
