Well, my husband and I took the plunge and filed our Chapter 7 today. I feel a little embarrassed to have ended up in this situation, but also relieved that we can get a fresh start and make better business and personal financial decisions. My credit has really taken a hit in the last month because we had to wait to file to gather the attorney fees, hopefully the rebuild process won't be too daunting....
And if anyone in the Portland, OR area needs a great and affordable attorney give me a shout!
Congrats. It feels strange for a short while. But life throws curve balls or we make mistakes. Everyone deserves a second chance. The best is yet to come. The DC. And then the rebuild. It will fly by fast and will become a distant memory.
We have our free consult on 2/18. I’m looking forward to the collection calls stopping. AmEx filed suit on 1/30/19 and that was the final thing to push towards chapter 7. Things beyond our control happened and some bad choices made. Looking forward to being able to breathe again.