Filed for chapter 7 back in 2013. It was discharged a few months later, and I've been rebuilding my credit ever since.
However in mid-2014 the trustee had some questions about my filing and I ended up withdrawing my application. Long story short he valued my assets at much more than they were worth and I didn't have the funds to defend myself. (I was minority owner of a small buisness that is now defunct, but the trustee thought my shares were worth tens of thousands of dollars when in-reality the entire buisness was worth ****)
I ended up settling most of my debts for a fraction of what was orginally owed. Most creditors never even responded to my attempts at settmelent. Presumbly because the debts were already several years old, and because I had them discharged even if it was temporarily.
But I still have this chapter 7 listed on my credit report, is it possible to have it removed or do I just have to wait the 10 years?