Welcome. Depending on how many creditors were in you BK. It can take up to 60 days for everything to update. If you havent joined. Credit Karma updates each week and you can see how it's coming along for all your creditors will have to show 0 balance and IIB. Ignore the scores. Plus some not all get a minor score boost once the BK is done due to being debt free. No rush. Discover isnt going anywhere.