What should I do about the cars in my name? I bought them with the intent to sell and my family members have slacked on paying me back. I have received some money for one but not the other. I don’t want them back or to sell to other people, I want them out my name without breaking any rules.
If you can sell them to your family for a reasonable amount you should be fine, as long as you can document that, as well as document that the funds were not spent unreasonably. It would help to know how much the cars are worth, what has been paid so far, and what you agreed to sell them for.
I hand seen conflicting info regarding secured cards. Since it’s a secured debt, I should be able to reaffirm it correct? Well my lawyer has never heard of the process, so she told me not to get any cards, not even secured. However i plan to do some traveling and would rather have a credit card than debit. What can i do?
This is entirely up to the lender. You could always call the credit card issuer and ask for their bankruptcy department. Many credit card companies will automatically close cards, even if you had no balance. Many have in their account agreement a clause that says you're in default if you file bankruptcy. It's probably best to wait to open a new card, to be honest.