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Finally Broke through 700

CH-7-Rebuilding
Valued Contributor

Finally Broke through 700

Today I broke into the 700's getting a 703 on EQ.   30 months post discharge.  Last application 12/2015.  No new apps till 1/2018 (if even then).

Message 1 of 7
6 REPLIES 6
StartingOver10
Moderator Emerita

Re: Finally Broke through 700

Congrats!

Message 2 of 7
coneyj123
Regular Contributor

Re: Finally Broke through 700

That is great, congrats. 

Ch 7 Discharged Jan 16; Credit Scores around 700 + or - 10 points or so (estimate haven't checked any real scores in a while)
Message 3 of 7
iamwickedbeauty
Established Member

Re: Finally Broke through 700

Congratulations!  That gives someone like me so much hope for my future!

Filed BK7: 3/24/16 Discharged: 6/27/16
Staring Scores: May 2016 -
TU - 491. EX - 520, EQ - 512 - Goal Scores: 750
Current Scores: MyFico 8 - May 2017 TU - 648, EX - 636, EQ - 658 In the wallet: Credit One CC ($600 CL) NFCU Visa CC ($8200 CL) NFCU CLOC ($7500) Amazon ($800 CL) Walmart CC ($700 CL) there are more but I'm too lazy to update
Message 4 of 7
ezdriver
Senior Contributor

Re: Finally Broke through 700


@CH-7-Rebuilding wrote:

Today I broke into the 700's getting a 703 on EQ.   30 months post discharge.  Last application 12/2015.  No new apps till 1/2018 (if even then).


Congratulations on such an incredible rebuilding milestone. I'm knocking on the door of 700s but I have had recent new auto-finance apps and bought a new car two weeks ago. Won't be apping for any new credit for quite a while.

Message 5 of 7
rocbydawood
Valued Member

Re: Finally Broke through 700

CONGRATS...!I was about to start a whole new thread about how my score is stuck at 659(ALL).....seeing this gives me hope...I will be at 2 yrs post bk next month and will have about 4 INQ that are less than a yr old....What was your score when you got the DISC....Thats my next goal along with a venture 1,NFCU NREWARDS and maybe a walmart MC...

Message 6 of 7
Scupra
Super Contributor

Re: Finally Broke through 700

BOOOOOOOOM! Glad you finally broke 700 Smiley Happy Keep it up

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
759 EQ FICO 03/2021
754 TU FICO 03/2021
743 EX FICO 03/2021
$29k NFCU Platinum | $30k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold
Message 7 of 7
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