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Hey Everyone, jsut thought I would share my experience here!
My Chapter 7 bankruptcy was discharged 4/2020, and I have been rebuilding since. I moved my fico from 469 to 657 so far, and I have gotten a few of my wishlist cards back during this time. I have been doing the soft pull approval for the apple card for about a year now, every month and was always hit with the denial due to "recently filing bankruptcy". The other night I had gotten an email stating "Your apple card is waiting...", I followed the link and applying figuring I was going to be denied again. Shocking to me I was approved for a $4,000 SL and interest at 19.99% which is lower than their highest at 23.49%. I was shocked! I guess everyone is different and there is no strict timeline for the approval.
They pulled Transunion.
TU:662
INQ:13
AAoC: 1year 7months
Only negative was 2 late payments from student loans and bankruptcy.
Congrats on the apple card approval !
Congratulations on your Apple Card approval!!
Congrats on the nice approval!