I was just reading through the boards that NavyFed is a good place for loans and is OK with people whom have filed banko. My husband and I will be filing this coming month. (Mod Cut-Such requests cannot be made on myFico its considered soliciting which is explicitly prohibted by our TOS) I'm currently a member with PenFed (ex employee) but they won't do loans on employees current or ex.
Check out my thread on how join NFCU as a civilian, by joining the Navy League. The cheapest memembership is $25.
Read it when you can and PM me if you have any questions.
Life's a beach!