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Got my Discharged Today :)

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Lavanidosa
Valued Member

Got my Discharged Today :)

Hello People well i don't know whats the next step for this but we got are Discharged today 6/23/14 and i'm so Excited Smiley Happy but now i don't know what should i do with my credit report cause there some still showing that i have stuff for collection so what should i do? and where do i start applying? please help 

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1 REPLY 1
simi_go
Frequent Contributor

Re: Got my Discharged Today :)

Before you start applying you want to make sure that all the accounts are reporting correctly.  

  1. Pull all your reports
  2. Find the accounts not listed correctly
  3. Dispute those accounts.
  4. Wait until all accounts are reported IIB with a $0 balance.
  5. Then look at your FICO scores and go from there.

If you do all this within the next month you should be able to get your first card, and be on the way to rebuilding.

My wallet: Newest to oldest.





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