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So I got my Discharge in Texas for Chapter 7 04/19/2016 and gave up a condo I had/have in NJ.
My questions lie with the HOA fees for the condo in NJ. Since I gave up the house in the BK, what happens to the house immediately? I live in Texas now and I am not planning on going back to NJ.
Thanks in advance for the help.
Until the house is foreclosed upon, you technically are responsbile for any upkeep, HOA fees and taxes on the property up until that point. In fact, our attorney told us that even if we did surrender our home, to maintain insurance on it in case someone got hurt while on the property (we did not surrender it, but, you get the point).
@0REDSOX7 wrote:Until the house is foreclosed upon, you technically are responsbile for any upkeep, HOA fees and taxes on the property up until that point. In fact, our attorney told us that even if we did surrender our home, to maintain insurance on it in case someone got hurt while on the property (we did not surrender it, but, you get the point).
Thanks for the information. Not what I wanted to hear, but guess I better look into it before it becomes an issue and hurt my credit post BK.