No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
You should apply IF all of the accounts in your credit report are showing $0 and IIB, I will also prefer if the discharge shows on my credit report first. Which cards do you want to apply for?
@Anonymous wrote:How soon after a discharge, should I apply for a credit card?
You for sure should apply for OpenSky secured card (no hard pulls), maybe also Primor, overstock or J Crew.
I called CreditOne last week - after quite a bit of run around and upsells, I was told that my account was canceled. I am still able to log in online though and my latest statement ($0.00) has cut and I have a new payment date.
I'm just wondering if that's normal? After all the back and forth on the phone, I wanted some way to actually confirm the account was closed, but I can't seem to?
Thanks! Have my renewal comming up (as does my wife) in a few weeks, and wanted to make sure we didn't get stiffed with it again.
So my understanding is that if I have an auto loan I do not need the Credit Builder loan?
@creditclueless wrote:So my understanding is that if I have an auto loan I do not need the Credit Builder loan?
As long as you have an auto loan that is in good standing and reports, you do not need another installment TL.
Great thank you!
@creditclueless wrote:
I have a question about getting a second card, my discharge was Nov 16 and I didn't see this post until a few months ago. I started with an auto loan at discharge and got a credit card a month ago. So do I apply for capital one 5 months post discharge or 5 months after my first card?
I'd treat the day you got your first card as day zero for the purposes of the plan
I had the same problem I burned Captial One & Credit One. I was approved for two unsecured cards with Total Visa (300.00) and Cerulean Mastercard (750.00) both are with Mid America Bank & Trust. They both have decent interest rates 18.99.