Yes! My BK7 was a direct cause from my divorce. In the divorce everything was in my name and my ex wife wouldnt take anything into her name. So she got a car for instance awarded in teh divorce, but not the loan! BK was the only way for me to truly break off the debts.
Starting FICO8 June 2017: EQ: 514 - EX: 491 - TU: 521 Pre-BK7
Current
FICO8 Feb 2025: EQ: 681 - EX- 675 - TU: 666
Biggest current issue: High Utilization 70%
