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Help: Bankruptcy Discharge two different dates

FA21
New Contributor

Help: Bankruptcy Discharge two different dates

My BK was discharged on August 2008 but my credit report has a May 2009 date.  What should I do to erase the Bk from my public records on August 2018?  Can I erase it before the ten years mark?

 

Thanks

NFCU Platinum $1700.00; Capital One Platinum $300.00; Discover (secure) $200.00; Bank One $300.00 (April 2017)

NFCU Platinum $1700.00; Capital One Quicksilver $1800.00; Discover $2000.00; (March 2019)
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Scupra
Super Contributor

Re: Help: Bankruptcy Discharge two different dates


@FA21 wrote:

My BK was discharged on August 2008 but my credit report has a May 2009 date.  What should I do to erase the Bk from my public records on August 2018?  Can I erase it before the ten years mark?

 

Thanks


I would submit a dispute to get the correct dates showing first.. After that you can ask for early exclusions but it looks like you have a year left which is a bit early for EE.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
755 EQ FICO 12/2019
750 TU FICO 12/2019
743 EX FICO 12/2019
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