No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
An account I don't think was included in ch 7 because I forgot all about it (and we moved, so I wasn't getting any correspondence), has shown up on myFICO as a collection account with coast to coast financial as of 8/12/17 on Experian for like $100. BK 7 discharged 8/1/17---Any idea how I can get this removed asap?
For a BK7, it doesnt matter if it wasn't listed on your schedule, all debts prior to filing are included in the BK. I would dispute asap as IIB, not reposnsible. They cant report that, that totally against the BK laws.
Should I call the collection company? Formal dispute? What's the best way to handle do you think? It'snow on two reports.
@apay wrote:Should I call the collection company? Formal dispute? What's the best way to handle do you think? It'snow on two reports.
I would try reaching out to the collection company first, sometimes this can be the easiest If they don't want to play nice I would move onto a dispute with the CRA's. Hope that helps!
@Scupra wrote:
@apay wrote:Should I call the collection company? Formal dispute? What's the best way to handle do you think? It'snow on two reports.
I would try reaching out to the collection company first, sometimes this can be the easiest If they don't want to play nice I would move onto a dispute with the CRA's. Hope that helps!
^ Agree. I had a bill I didn't know about show up after discharge. I wrote the collection agency a short note and included a copy of my discharge and never heard anything about it again.
@Anonymous wrote:
@Scupra wrote:
@apay wrote:Should I call the collection company? Formal dispute? What's the best way to handle do you think? It'snow on two reports.
I would try reaching out to the collection company first, sometimes this can be the easiest If they don't want to play nice I would move onto a dispute with the CRA's. Hope that helps!
^ Agree. I had a bill I didn't know about show up after discharge. I wrote the collection agency a short note and included a copy of my discharge and never heard anything about it again.
Almost the same thing for me. Random collection showed up, called them and provided lawyer/BK info and they told me they would have it fixed within a week.
Thanks! I called the collection company. They asked for my bk info and lawyer name and said that's all they needed.