When I open it to view details, it has 7 year history 30 days:0 60 days:0 90 days:0
So can anyone tell me why it's flagged as late, but shows a history of not being late? Should I dispute this?
Also, it has my chapter 13/convert to 7 plan listed for MAY 2004, but there are accounts that say I was late in May, June, and July. Am I suppose to use my file date or discharge date to determine if the account was actually late.