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Help! I'm confused...

Regular Contributor

Help! I'm confused...

Okay, here is what my report shows...
Credit Card Co.
status:   wage earner plan 
paid late "flagged"
When I open it to view details, it has 7 year history 30 days:0  60 days:0 90 days:0
So can anyone tell me why it's flagged as late, but shows a history of not being late?  Should I dispute this?

Also, it has my chapter 13/convert to 7 plan listed for MAY 2004, but there are accounts that say I was late in May, June, and July.  Am I suppose to use my file date or discharge date to determine if the account was actually late.


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