Help Obtaining an Auto Loan after Chapter 7 discharge

[TXinandout]

[TXinandout]

2 months post bk, this is what I was talking about. 

Go pre-approved!

[Anonymous]

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@Anonymous wrote:

SOMETHING will turn up Homie.

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Thank you! I'm feeling super discouraged still. I've tried CarMax (wanted high down payment), Carfinance.com, Roadloans, CapOne Pre-Qual, Prestige, and went to a Ford Dealer (who approved me but needed more money down). Talk about exhausted.

[Anonymous]

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@TXinandout wrote:

2 months post bk, this is what I was talking about. 

Go pre-approved!

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I'm trying, not having any approval luck. Haven't applied at Wells Fargo but I doubt they'll approve me seeing as how the others didn't.  Nice BMW by the way, very sleek.

[TXinandout]

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@Anonymous wrote:

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@TXinandout wrote:

2 months post bk, this is what I was talking about. 

Go pre-approved!

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I'm trying, not having any approval luck. Haven't applied at Wells Fargo but I doubt they'll approve me seeing as how the others didn't.  Nice BMW by the way, very sleek.

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Are all your accounts showing iib? Have you established any credit at all? Have you gotten your real fico scores?

[SSH0126]

You got the TX special those things are everywhere. What year is that?

[Anonymous]

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@TXinandout wrote:

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@Anonymous wrote:

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@TXinandout wrote:

2 months post bk, this is what I was talking about. 

Go pre-approved!

---

I'm trying, not having any approval luck. Haven't applied at Wells Fargo but I doubt they'll approve me seeing as how the others didn't.  Nice BMW by the way, very sleek.

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Are all your accounts showing iib? Have you established any credit at all? Have you gotten your real fico scores?

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I was discharged on 7/25. I've enrolled for my leasing office to start reporting on my credit so that may help with building.

I haven't gotten my real ficos yet, should I do the whole "freecreditreport.com" thing and get my real scores?

I have Credit Karma but they only show 2 of the bureaus.

As far as Credit Karma shows all of my accounts show closed, some say "settled for less than amount owed" majority say Bankruptcy.

[TXinandout]

It is a 2014 328i sport package loaded with a bunch of stuff. I like this one better than my 2014 Mercedes CLA 250, much of a better ride.

[TXinandout]

You need to get your real fico scores from this site or credit check total. Open a couple of secured credit cards and maybe a store card, you need at least 3 revolving. As soon as those report, your score will go up at least 50 points, YMMV.

[SSH0126]

Really! We are starting to get all kind of mailers. Did you enjoy experience with the car dealership you got it from? If so pm me the info !