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2 months post bk, this is what I was talking about.
Go pre-approved!
@Anonymous wrote:SOMETHING will turn up Homie.
Thank you! I'm feeling super discouraged still. I've tried CarMax (wanted high down payment), Carfinance.com, Roadloans, CapOne Pre-Qual, Prestige, and went to a Ford Dealer (who approved me but needed more money down). Talk about exhausted.
@TXinandout wrote:2 months post bk, this is what I was talking about.
Go pre-approved!
I'm trying, not having any approval luck. Haven't applied at Wells Fargo but I doubt they'll approve me seeing as how the others didn't. Nice BMW by the way, very sleek.
@Anonymous wrote:
@TXinandout wrote:2 months post bk, this is what I was talking about.
Go pre-approved!
I'm trying, not having any approval luck. Haven't applied at Wells Fargo but I doubt they'll approve me seeing as how the others didn't. Nice BMW by the way, very sleek.
Are all your accounts showing iib? Have you established any credit at all? Have you gotten your real fico scores?
@TXinandout wrote:
@Anonymous wrote:
@TXinandout wrote:2 months post bk, this is what I was talking about.
Go pre-approved!
I'm trying, not having any approval luck. Haven't applied at Wells Fargo but I doubt they'll approve me seeing as how the others didn't. Nice BMW by the way, very sleek.
Are all your accounts showing iib? Have you established any credit at all? Have you gotten your real fico scores?
I was discharged on 7/25. I've enrolled for my leasing office to start reporting on my credit so that may help with building.
I haven't gotten my real ficos yet, should I do the whole "freecreditreport.com" thing and get my real scores?
I have Credit Karma but they only show 2 of the bureaus.
As far as Credit Karma shows all of my accounts show closed, some say "settled for less than amount owed" majority say Bankruptcy.
It is a 2014 328i sport package loaded with a bunch of stuff. I like this one better than my 2014 Mercedes CLA 250, much of a better ride.
You need to get your real fico scores from this site or credit check total. Open a couple of secured credit cards and maybe a store card, you need at least 3 revolving. As soon as those report, your score will go up at least 50 points, YMMV.