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Do you have any balances reporting on those cards? If so then how much?
@Anonymous wrote:
$1 on capital one lol.
I have child support reporting but I always pay that - 448
Well okay....utilization isn't a scoring issue Inquiries may be on your record for 2 years but they become unscorable after 1 year. Not sure when those pulls were. Why so many on Experian and not the others? There are online prequals that are only soft pulls. You may want to try to see if anything pops up. I would keep checking monthly. I know many creditors that would at least prefer to see 1 year post discharge.
You should use the four cc's and auto loan to continue building a solid credit history.Hold off on apps for the time being.You will get better rewards cards down the line,but it takes time.As far as higher limits the more on time payments and more charges you have on any account generally the more credit line increase they will give you.You can ask for a cli every six months almost any account.Oh yeah before you fill out any apps in the future use the AZEO method this works great. GOOD LUCK...