Hi @ballysdad,
Not sure what a ride through is but what i did was before i filed i printed out my statement, because you lose online access, and set up bill pay through my bank as suggested by Firemedic1. Then once i filed at my 341 meeting we reaffirmed my cap 1 loan. The company that services the cap1 loans during BK is American Infosource, I did call them once my the reaffirmation was signed and set in to make sure all was good. They stated that cap1 would get the loan back for them to service and online access would be restored once the bk was discharged. Mine was discharged on 3/18/2018 and I still have no access but after more research it looks like it take 3 - 4 weeks for online access to be restored and it to start reporting again.
For the payments I have had no issues with them being posted to the account as I called on the first one to make sure it was, but yea bill pay was so simple, I think you can also call infosource and make a payment but did not want to do it that way. Hopes this helps and its so long.
