cancel
Showing results for 
Search instead for 
Did you mean: 

How long does it take on discharge

tag
teddingt
Regular Contributor

How long does it take on discharge

for creditors to get the notice.  Anyone know if it mailed or electronic

re bk
EQ 572 TU 540 EXP 545
Current
EQ 598 TU 556 EXP 557
Discharge
09.16.2016

Message 1 of 6
5 REPLIES 5
BearsAndTurtlesRtheBest
Senior Contributor

Re: How long does it take on discharge

I filed Chapter 7 on 03/29/16, and it reported same day to credit bureaus. Phone calls stopped the next day and if anyone called I would answer and provide them my case number. Also got discharged on 07/11/16, so it took about 4 months for my case to get discharged.
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019
Message 2 of 6
teddingt
Regular Contributor

Re: How long does it take on discharge

Thanks for the reply but my question was do they get the discharge notice electronically or is it mailed.  I was discharged on Friday and was just curious.

re bk
EQ 572 TU 540 EXP 545
Current
EQ 598 TU 556 EXP 557
Discharge
09.16.2016

Message 3 of 6
Scupra
Super Contributor

Re: How long does it take on discharge

They are mailed unless the creditor is enrolled to receive electronic notifications.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 6
teddingt
Regular Contributor

Re: How long does it take on discharge

Thanks
re bk
EQ 572 TU 540 EXP 545
Current
EQ 598 TU 556 EXP 557
Discharge
09.16.2016

Message 5 of 6
empressj
Frequent Contributor

Re: How long does it take on discharge

Good question. I was just thinking this...
Discharged Jan 2017
Rebuilding credit
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.