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My house was foreclosed on last summer. Within the last year, both loans have been tranferred to different bank b/c the original bank had closed down. My question is...what happens after a foreclosure?
1..What exactly is a SOL, and what can happen during that time?
2, Can/will a bank come after you for the difference of the loan?
3. What about the taxes? Last year neither bank sent me information about how to file my taxes with a foreclosure.
4. Would it be a mistake to call whomever owns these accts and ask a) if they have it in there records b) will they collect the money.
Since i started with myfico,I have brought my score from a 542 (Jan 09) to a 594 (Sept 09), just from keeping my cc's bal down. I dont want to file for a bk if i dont have to, nor do i want to save up for another home and get with a lien on my property.
Thanks for helping...
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