Re: I'm breaking out of jail!!

StartingLifeOver · ‎11-16-2012

Received my discharge today after 3 years of hard time!! WOOHOO!! I don't even know how to feel right now. A tremendous weight has been lifted & I'm so nervous about starting over again. I've learned so much from this forum so I'm sure I'll do just fine. I REFUSE to go back!!. BK 13 is the worst!!

NFCU Cash Rewards $16,100/FNBO Platinum $9.100/Best Buy Citibank $2,500/Care Credit $7,600/TJ Maxx $1000/Neiman Marcus $7000/Saks5thAve $2500

Starting Score: 426 Ch. 13 BK Filed Sep 2009; Discharged Jan 2013
Current Score: TU 706 EQ FICO 701 EX 704
Goal Score: 720

Sha80 · ‎11-16-2012

Now the clean up process begins. I hope you have better luck than me. I think some OC's get upset when you actually complete the CH 13 process. I feel mine were planning on banking on me not discharging. I have dealt with some pretty rude people these past 3 weeks.

Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull

I'm breaking out of jail!!

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I'm breaking out of jail!!

Get your FICO Score for free