Let me get everyone up so speed quickly. I filed BK7 in 2014. It was discharged 08/2014.
To be honest, I’ve tried once before to rebuild my credit and then got laid off. Result was car repo. I told them to come get it but nonetheless. It is on there too. I digress though. Fast forward to now. Well paying steady job. I’d like to sell my house and purchase a different one. My credit is in the way. Obviously.
So I got all 3 reports. I sent paper disputed. Finally. I don’t know why I tried to do the online dispute before. Those don’t work as y’all know.
Anyway, I sent a spreadsheet format. This was on the 23rd of sept. Today I log into the experian app. (They were the worst for mistakes of the 3) now every single one of my accounts except for 1 student loan show closed!!!
I’m at a loss. I don’t even know what to do at this point. Has anyone else has this happen? How in the world do I resolve this? My already sucky score has plummeted worse than it was.
