In need of Auto Loan after BK13

[lavonda]

Hello ladies and Gents, 

I'm sure there is a post out there regarding this somewhere. I searched the boards before making this post. However, I am in need of a new auto loan. I am 1 month post bankruptcy. I have 7 trade lines, that are current all paid ontime and 0 balances. I have my student loans that are current and paid ontime. I tried my personal bank- was not ready to lend to me yet. Though they did approve me for a small personal loan. Has anybody heard of Bankruptcy Solutions Center that helps finding the best rate and lender for an auto loan? Actually what lenders are bankruptcy friendly for an auto loan?? Please Help! 

[tooleman694]

Toyota financed me about 2 months after discharge.

[Anonymous]

Capital One had me an auto finance offer approved when I was less than a week post 13. Interest rate wasn't great of course.

[Shooting-For-800]

Check Cap One.

I got 2.49% for 72 months with no money down with a BK on my record.

I do not think you will not get that rate, but I would think you would get a decent rate compared to most banks.

BTW - Cap One rates vary depending on how good the car deal is also!

GL!

[MDCruiser]

I went with PenFed 4 days after discharge. First, I got a membership to FICO forum to find out which FICO score was best. Mine was Auto9, and PenFed uses that score. So I applied, got 10.5%/72 months with nothing down. Good luck!