I'm sure this isn't the answer you're looking for.. Meet with a couple lawyers and see what they say. From the little information you provided it is very hard for us, even with a lot of info, to tell you what's best.
Everyone's situation is so different.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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