cancel
Showing results for 
Search instead for 
Did you mean: 

Is This IIB Account Reporting Correctly?

tag
Anonymous
Not applicable

Is This IIB Account Reporting Correctly?

Was looking at Experian and noticed this old Kohls account is showing all the lates. I filed 8/2019 and was discharged 11/2019. This account originally went deliquent/charged off in the summer of 2016. 

 

Shouldn't they not be reporting all the months history when the account is IIB? Experian is saying I have a recent late payment but I don't have any lates since my rebuild. Not sure if it is because of this. Not sure if I should be disputing this. Any advice would be greatly appreciated!

 

Screenshot_20210512-134226_Experian.jpg

 

Screenshot_20210512-134248_Experian.jpg

 

Message 1 of 2
1 REPLY 1
kr43002
Frequent Contributor

Re: Is This IIB Account Reporting Correctly?

bankruptcy only stops further delinquent to be reported from file date and makes the debt non-pursuable. It doesn’t stop creditors from reporting the account correctly upto filing.
BK CH7 1/21 DC 5/21
1+ Year Post BK
Credit Limit: 6000
EDC: QuickSilver 1 1.5% $39 AF
Oldest Account: Tire Card $500 0% APR 6 Months After purchase. 2018. (Survived Bankruptcy)
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.