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Is it time to close my secured cards??

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Re: Is it time to close my secured cards??


@Fx6cowboy wrote:

If it was me, I would keep the SDFCU secured card as long as possible.(like forever lol) From what I have read its not a terrible card and  depending on your average trade lines and you not needing the secured deposit back, it may be worth it in my opinon to keep it open with your other older cards for the AA boost alone which accounts for I believe 15% based on credit historySmiley Happy


A closed account does not affect your average age of accounts for up to 10 years.

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