Hello. CH7 was dicharged 10/2017. The student Loan from over a decade ago was closed IIB and then reinstated in good standing on EX and EQ. However, the student was closed and never reinstated on TU. Does this omission have a negative effect on my TU credit score? My Fico 8 TU score is about 50 points lower than EX and EQ. Any advice would be helpful. Thanks.
Hello, Sabii. I contacted the student loan provider yesterday and a nice rep told me that they have been reporting my student loan in good standing to all three credit bureaus on a monthly basis. They advised me to contact TU to clear up the issue. I spoke with someone at TU and they opened up a dispute and said that they will contact the student loan provider to verify that the account is indeed open and in good standing (results could take 30 days). I look forward to the correction and a dramatic uptick in my TU credit score. Thanks for your reply.
Cornerstone is the student loan servicer and the service rep did put me on hold a few times during the call. Hopefully the issue will be resolved quickly.