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Just exited our 341 Meeting!

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dlynk196
Valued Member

Just exited our 341 Meeting!

Hi Forum,

My wife and I just concluded our 341 meeting with no objections or continuance. So stressful, but the process was smooth and quickly thanks to our competent and organized attorney.

 

So, now that the 341 just ended is there anything we can start to do now to rebuild or clean before the discharge in July, or do we need to wait until then??

 

Any help would be greatly appreciated!

D & D

Message 1 of 4
3 REPLIES 3
StartingOver10
Moderator Emerita

Re: Just exited our 341 Meeting!

No, please wait until you have discharge in hand.

 

Others will say to go out and get credit cards now ....I strongly disagree.

 

What you can do now:

  1. Put together a budget
  2. Save funds so you have an emergency fund + other savings
  3. Come up with a rebuilding plan.  Read this thread to help:  http://ficoforums.myfico.com/t5/Bankruptcy/HOW-TO-From-BK7-discharge-to-700-in-24-months-or-less/m-p...

 

Message 2 of 4
Scupra
Super Contributor

Re: Just exited our 341 Meeting!

I couldn't agree more! Take this time to plan your rebuild

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 3 of 4
Anonymous
Not applicable

Re: Just exited our 341 Meeting!

 

 

Please listen  to both Scupra & StartingOver10

 

Until you have the Discharge Order in Hand, do NOTHING other than prepare & create a PLAN.

 

Here are some threads which you can consider reading.


First read the initial post of "Scupra's" Bankruptcy Friendly Credit Cards, which was last edited 02/13/2017, as it includes critical information on cards from most vendors.


Best Wishes!!!

 

 

 

Bankruptcy Friendly Credit Cards
http://ficoforums.myfico.com/t5/Bankruptcy/Bankruptcy-Friendly-Credit-Cards-Pt-2/td-p/3999737

 

HOW TO: From BK7 discharge to 700 in 24 months or less!
http://ficoforums.myfico.com/t5/Bankruptcy/HOW-TO-From-BK7-discharge-to-700-in-24-months-or-less/m-p...

 

The Best (and Worst) Secured Credit Cards according to Beverly Harzog' opinion
http://www.beverlyharzog.com/the-best-and-worst-secured-credit-cards/

 

Official Credit Unions Guide
http://ficoforums.myfico.com/t5/Credit-Card-Applications/Official-Credit-Unions-Guide/td-p/4768788

 

.

Message 4 of 4
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