Do you have a car now that you dont want to keep? You'll get 5-10 mailers from all over to finance a car after filing. Of course they all have high interest rates.
Yes I have a 2012 Mercedes but I’m behind 3 month but my lawyer told me to hold on to the car till he files for bankruptcy.
I still own 15000$ on it
Ouch.....Yes it's probably best to let that go. Can you get a car after BK, sure lenders know you can't file BK again for quite some time. Your interest rates will be on the higher end so you need to be careful and make sure you don't get stuck with a high end loan and a high payment.
Not sure of the details of your circumstances on filing BK, just make sure you have a plan and a budget and dont go jumping in on a loan you can't afford. There are plenty of used cars that you can choose from with affordable payments.
Best advice. Get the BK process going and over with. Then its best to wait 30 days after DC for your reports to update correctly and then get that score bump from being debt free before making any moves. Dont put the cart before the horse just yet. First things first grasshopper.