I want to apply for an FHA loan in a month. I just pulled my reports and Equifax has that a company that was IIB in 2008 posted last activity 6/2013, status date 6/2013 and it states it's one of the factors that lowered my score because it just reported as a derogatory on my report 6/2013. Should I dispute it or let the loan officer realize they updated and it isn't correct? Status even reads: IIB
I believe my score would go up but not certain if I dispute? Balance is o. Any advice would be appreciated. Thanks!
